Stop letting money decide how fast you grow.

You tell me what you need finance for, I workshop your deal to my panel of lenders, and I come back with options that fit. You pick the one that aligns with your needs (low repayment, lower total interest cost, no early exit fees), and I manage the application through to approval and settlement. You deal with me the whole way, start to finish.

Straightforward asset and equipment deals are often approved within 24 to 48 hours, with settlement shortly after. I give you a realistic timeframe upfront so you can plan around it.

That is exactly when a broker earns their keep. Newer ABNs, past credit issues, irregular income, or a knockback from the bank are all things I deal with regularly. Tell me upfront and I will match you to the right lender.

It depends on your business, the asset, and the lender. I have arranged everything from small equipment loans to large commercial facilities. Low doc (no financials) up to $500K and full doc up to $5M per facility. Tell me what you are after and I will tell you what is realistic.

The longest part is the first information capture and providing the required documents. That typically takes 5 to 15 minutes. I then handle the rest.

Pre-approvals can be done in as little as 1 hour, but typically take 24 to 48 hours. Settlement follows shortly after.

I do not charge for my time, conversation, credit check or financial review. There is no upfront cost. I am only paid once the loan has settled and, like banks, dealerships or other brokerages, my fees are included as part of the loan.

Then I will review it. Plenty of clients come to me paying more than they need to, and I refinance or restructure them into better terms. The review itself costs you nothing, and if I cannot save you money or provide a solution that suits your business, I will not touch it.

No. The whole thing runs over phone, email and e-signature. Apply from the truck, the workshop, or the couch.

My approach is built to protect your credit score wherever possible. The initial assessment is a soft check. It can be done 100 times and will not affect your credit file at all.

I only move to a formal enquiry once I have shown you suitable options and you have agreed on one. That step is unavoidable, but because I have already matched you to the right lender, we avoid the damage that comes from shopping your application around and racking up hard enquiries.

A pre-approval is an agreement to fund you, based on an early look at your situation. It tells you how much you can likely borrow and on what terms, so you can shop with confidence. It can make or break a deal, since the funding is ready.

Most last around 30 to 90 days and can usually be refreshed if they lapse. For example: if you are pre-approved for $100,000 to buy a vehicle and find one for $40,000, your loan amount is only $40,000. Your pre-approval would need adjusting if the asset changes, say a 2016 vehicle instead of the new one agreed.