You tell us what you need finance for, we workshop your deal to our panel of lenders, and we come back with options that fit. You pick the one that aligns with your needs (low repayment, lower total interest cost, no early exit fees etc), and we manage the application through to approval and settlement. You deal with us the whole way, start to finish.

Straightforward asset and equipment deals are often approved within 24 to 48 hours, with settlement shortly after. We'll give you a realistic timeframe upfront so you can plan around it.

That's exactly when a broker earns their keep. Newer ABNs, past credit issues, irregular income, or a knockback from the bank are all things we deal with regularly. Tell us upfront and we'll match you to the right lender.

It depends on your business, the asset, and the lender. We've arranged everything from small equipment loans to large commercial facilities. We can low doc (no financials) up to 500K and full doc up to 5M per facility. Tell us what you're after and we'll tell you what's realistic.

The longest process is the first information capture and providing required documents, this typically takes 5-15 minutes. I then handle the rest.
Pre-approvals can be done in as little as 1 hour, but typically take 24-48 hours. Settlement follows shortly after.

We don't charge for our time, conversation, credit check, financial review etc. There is no upfront cost, we are only paid once the loan has settled and like banks, dealerships or other brokerages our fees are included as part of the loan.

Then we'll review it. Plenty of clients come to us paying more than they need to, and we refinance or restructure them into better terms. The review itself costs you nothing and if we can't save you money or provide a solution catering to your business needs. We won't touch it.

No. The whole thing runs over phone, email, and e-signature. Apply from the truck, the workshop, or the couch.

Our approach is built to protect your credit score wherever possible. The initial assessment is a soft check, it can be done 100 times and not affect your credit file at all. We only move to a formal enquiry once we've shown you suitable options and you've agreed on one. That step is unavoidable, but because we've already matched you to the right lender, we avoid the damage that comes from shopping your application around to multiple lenders and racking up hard enquiries.

A pre-approval is an agreement to fund you, based on an early look at your situation. It tells you how much you can likely borrow and on what terms, so you can shop with confidence. It can make or break a deal since funding is ready.

Most last around 30 to 90 days and can usually be refreshed if they lapse.

For example: If you are pre-approved for $100,000 to purchase a new vehicle and find one for $40,000. Your loan amount is only $40,000. Your pre-approval would require adjustment if the agreed asset has changed e.g purchasing a 2016 vehicle compared to the agreed new.